Loan Term | Weekly Repayment | Fornightly Repayment | Monthly Repayment |
---|---|---|---|
10 years | $0 | $1 | $1 |
15 years | $0 | $0 | $1 |
20 years | $0 | $0 | $1 |
25 years | $0 | $0 | $1 |
30 years | $0 | $0 | $1 |
# | Interest Paid | Principal Paid | Instalment | Outstanding Balance |
---|---|---|---|---|
1 | $1 | $0 | $1 | $120 |
2 | $0 | $0 | $1 | $120 |
3 | $0 | $0 | $1 | $120 |
4 | $0 | $0 | $1 | $119 |
5 | $0 | $0 | $1 | $119 |
6 | $0 | $0 | $1 | $119 |
7 | $0 | $0 | $1 | $119 |
8 | $0 | $0 | $1 | $119 |
9 | $0 | $0 | $1 | $119 |
10 | $0 | $0 | $1 | $119 |
11 | $0 | $0 | $1 | $118 |
12 | $0 | $0 | $1 | $118 |
Year 1 Break Down | Total Interest payment $6 | Total Principal Repayment $2 | Total Instalment $12 | Outstanding Balance $118 |
1 | $0 | $0 | $1 | $118 |
2 | $0 | $0 | $1 | $118 |
3 | $0 | $0 | $1 | $118 |
4 | $0 | $0 | $1 | $118 |
5 | $0 | $0 | $1 | $117 |
6 | $0 | $0 | $1 | $117 |
7 | $0 | $0 | $1 | $117 |
8 | $0 | $0 | $1 | $117 |
9 | $0 | $0 | $1 | $117 |
10 | $0 | $0 | $1 | $117 |
11 | $0 | $0 | $1 | $117 |
12 | $0 | $0 | $1 | $116 |
Year 2 Break Down | Total Interest payment $6 | Total Principal Repayment $2 | Total Instalment $12 | Outstanding Balance $116 |
1 | $0 | $0 | $1 | $116 |
2 | $0 | $0 | $1 | $116 |
3 | $0 | $0 | $1 | $116 |
4 | $0 | $0 | $1 | $116 |
5 | $0 | $0 | $1 | $116 |
6 | $0 | $0 | $1 | $115 |
7 | $0 | $0 | $1 | $115 |
8 | $0 | $0 | $1 | $115 |
9 | $0 | $0 | $1 | $115 |
10 | $0 | $0 | $1 | $115 |
11 | $0 | $0 | $1 | $115 |
12 | $0 | $0 | $1 | $114 |
Year 3 Break Down | Total Interest payment $6 | Total Principal Repayment $2 | Total Instalment $12 | Outstanding Balance $114 |
1 | $0 | $0 | $1 | $114 |
2 | $0 | $0 | $1 | $114 |
3 | $0 | $0 | $1 | $114 |
4 | $0 | $0 | $1 | $114 |
5 | $0 | $0 | $1 | $114 |
6 | $0 | $0 | $1 | $113 |
7 | $0 | $0 | $1 | $113 |
8 | $0 | $0 | $1 | $113 |
9 | $0 | $0 | $1 | $113 |
10 | $0 | $0 | $1 | $113 |
11 | $0 | $0 | $1 | $113 |
12 | $0 | $0 | $1 | $112 |
Year 4 Break Down | Total Interest payment $6 | Total Principal Repayment $2 | Total Instalment $12 | Outstanding Balance $112 |
1 | $0 | $0 | $1 | $112 |
2 | $0 | $0 | $1 | $112 |
3 | $0 | $0 | $1 | $112 |
4 | $0 | $0 | $1 | $112 |
5 | $0 | $0 | $1 | $111 |
6 | $0 | $0 | $1 | $111 |
7 | $0 | $0 | $1 | $111 |
8 | $0 | $0 | $1 | $111 |
9 | $0 | $0 | $1 | $111 |
10 | $0 | $0 | $1 | $111 |
11 | $0 | $0 | $1 | $110 |
12 | $0 | $0 | $1 | $110 |
Year 5 Break Down | Total Interest payment $6 | Total Principal Repayment $2 | Total Instalment $12 | Outstanding Balance $110 |
1 | $0 | $0 | $1 | $110 |
2 | $0 | $0 | $1 | $110 |
3 | $0 | $0 | $1 | $110 |
4 | $0 | $0 | $1 | $109 |
5 | $0 | $0 | $1 | $109 |
6 | $0 | $0 | $1 | $109 |
7 | $0 | $0 | $1 | $109 |
8 | $0 | $0 | $1 | $109 |
9 | $0 | $0 | $1 | $109 |
10 | $0 | $0 | $1 | $108 |
11 | $0 | $0 | $1 | $108 |
12 | $0 | $0 | $1 | $108 |
Year 6 Break Down | Total Interest payment $5 | Total Principal Repayment $2 | Total Instalment $12 | Outstanding Balance $108 |
1 | $0 | $0 | $1 | $108 |
2 | $0 | $0 | $1 | $108 |
3 | $0 | $0 | $1 | $107 |
4 | $0 | $0 | $1 | $107 |
5 | $0 | $0 | $1 | $107 |
6 | $0 | $0 | $1 | $107 |
7 | $0 | $0 | $1 | $107 |
8 | $0 | $0 | $1 | $106 |
9 | $0 | $0 | $1 | $106 |
10 | $0 | $0 | $1 | $106 |
11 | $0 | $0 | $1 | $106 |
12 | $0 | $0 | $1 | $106 |
Year 7 Break Down | Total Interest payment $5 | Total Principal Repayment $2 | Total Instalment $12 | Outstanding Balance $106 |
1 | $0 | $0 | $1 | $105 |
2 | $0 | $0 | $1 | $105 |
3 | $0 | $0 | $1 | $105 |
4 | $0 | $0 | $1 | $105 |
5 | $0 | $0 | $1 | $105 |
6 | $0 | $0 | $1 | $104 |
7 | $0 | $0 | $1 | $104 |
8 | $0 | $0 | $1 | $104 |
9 | $0 | $0 | $1 | $104 |
10 | $0 | $0 | $1 | $103 |
11 | $0 | $0 | $1 | $103 |
12 | $0 | $0 | $1 | $103 |
Year 8 Break Down | Total Interest payment $5 | Total Principal Repayment $3 | Total Instalment $12 | Outstanding Balance $103 |
1 | $0 | $0 | $1 | $103 |
2 | $0 | $0 | $1 | $103 |
3 | $0 | $0 | $1 | $102 |
4 | $0 | $0 | $1 | $102 |
5 | $0 | $0 | $1 | $102 |
6 | $0 | $0 | $1 | $102 |
7 | $0 | $0 | $1 | $102 |
8 | $0 | $0 | $1 | $101 |
9 | $0 | $0 | $1 | $101 |
10 | $0 | $0 | $1 | $101 |
11 | $0 | $0 | $1 | $101 |
12 | $0 | $0 | $1 | $100 |
Year 9 Break Down | Total Interest payment $5 | Total Principal Repayment $3 | Total Instalment $12 | Outstanding Balance $100 |
1 | $0 | $0 | $1 | $100 |
2 | $0 | $0 | $1 | $100 |
3 | $0 | $0 | $1 | $100 |
4 | $0 | $0 | $1 | $99 |
5 | $0 | $0 | $1 | $99 |
6 | $0 | $0 | $1 | $99 |
7 | $0 | $0 | $1 | $99 |
8 | $0 | $0 | $1 | $99 |
9 | $0 | $0 | $1 | $98 |
10 | $0 | $0 | $1 | $98 |
11 | $0 | $0 | $1 | $98 |
12 | $0 | $0 | $1 | $98 |
Year 10 Break Down | Total Interest payment $5 | Total Principal Repayment $3 | Total Instalment $12 | Outstanding Balance $98 |
1 | $0 | $0 | $1 | $97 |
2 | $0 | $0 | $1 | $97 |
3 | $0 | $0 | $1 | $97 |
4 | $0 | $0 | $1 | $97 |
5 | $0 | $0 | $1 | $96 |
6 | $0 | $0 | $1 | $96 |
7 | $0 | $0 | $1 | $96 |
8 | $0 | $0 | $1 | $96 |
9 | $0 | $0 | $1 | $95 |
10 | $0 | $0 | $1 | $95 |
11 | $0 | $0 | $1 | $95 |
12 | $0 | $0 | $1 | $95 |
Year 11 Break Down | Total Interest payment $5 | Total Principal Repayment $3 | Total Instalment $12 | Outstanding Balance $95 |
1 | $0 | $0 | $1 | $94 |
2 | $0 | $0 | $1 | $94 |
3 | $0 | $0 | $1 | $94 |
4 | $0 | $0 | $1 | $94 |
5 | $0 | $0 | $1 | $93 |
6 | $0 | $0 | $1 | $93 |
7 | $0 | $0 | $1 | $93 |
8 | $0 | $0 | $1 | $93 |
9 | $0 | $0 | $1 | $92 |
10 | $0 | $0 | $1 | $92 |
11 | $0 | $0 | $1 | $92 |
12 | $0 | $0 | $1 | $92 |
Year 12 Break Down | Total Interest payment $5 | Total Principal Repayment $3 | Total Instalment $12 | Outstanding Balance $92 |
1 | $0 | $0 | $1 | $91 |
2 | $0 | $0 | $1 | $91 |
3 | $0 | $0 | $1 | $91 |
4 | $0 | $0 | $1 | $91 |
5 | $0 | $0 | $1 | $90 |
6 | $0 | $0 | $1 | $90 |
7 | $0 | $0 | $1 | $90 |
8 | $0 | $0 | $1 | $89 |
9 | $0 | $0 | $1 | $89 |
10 | $0 | $0 | $1 | $89 |
11 | $0 | $0 | $1 | $89 |
12 | $0 | $0 | $1 | $88 |
Year 13 Break Down | Total Interest payment $5 | Total Principal Repayment $3 | Total Instalment $12 | Outstanding Balance $88 |
1 | $0 | $0 | $1 | $88 |
2 | $0 | $0 | $1 | $88 |
3 | $0 | $0 | $1 | $88 |
4 | $0 | $0 | $1 | $87 |
5 | $0 | $0 | $1 | $87 |
6 | $0 | $0 | $1 | $87 |
7 | $0 | $0 | $1 | $86 |
8 | $0 | $0 | $1 | $86 |
9 | $0 | $0 | $1 | $86 |
10 | $0 | $0 | $1 | $86 |
11 | $0 | $0 | $1 | $85 |
12 | $0 | $0 | $1 | $85 |
Year 14 Break Down | Total Interest payment $4 | Total Principal Repayment $3 | Total Instalment $12 | Outstanding Balance $85 |
1 | $0 | $0 | $1 | $85 |
2 | $0 | $0 | $1 | $84 |
3 | $0 | $0 | $1 | $84 |
4 | $0 | $0 | $1 | $84 |
5 | $0 | $0 | $1 | $84 |
6 | $0 | $0 | $1 | $83 |
7 | $0 | $0 | $1 | $83 |
8 | $0 | $0 | $1 | $83 |
9 | $0 | $0 | $1 | $82 |
10 | $0 | $0 | $1 | $82 |
11 | $0 | $0 | $1 | $82 |
12 | $0 | $0 | $1 | $81 |
Year 15 Break Down | Total Interest payment $4 | Total Principal Repayment $4 | Total Instalment $12 | Outstanding Balance $81 |
1 | $0 | $0 | $1 | $81 |
2 | $0 | $0 | $1 | $81 |
3 | $0 | $0 | $1 | $81 |
4 | $0 | $0 | $1 | $80 |
5 | $0 | $0 | $1 | $80 |
6 | $0 | $0 | $1 | $80 |
7 | $0 | $0 | $1 | $79 |
8 | $0 | $0 | $1 | $79 |
9 | $0 | $0 | $1 | $79 |
10 | $0 | $0 | $1 | $78 |
11 | $0 | $0 | $1 | $78 |
12 | $0 | $0 | $1 | $78 |
Year 16 Break Down | Total Interest payment $4 | Total Principal Repayment $4 | Total Instalment $12 | Outstanding Balance $78 |
1 | $0 | $0 | $1 | $77 |
2 | $0 | $0 | $1 | $77 |
3 | $0 | $0 | $1 | $77 |
4 | $0 | $0 | $1 | $76 |
5 | $0 | $0 | $1 | $76 |
6 | $0 | $0 | $1 | $76 |
7 | $0 | $0 | $1 | $75 |
8 | $0 | $0 | $1 | $75 |
9 | $0 | $0 | $1 | $75 |
10 | $0 | $0 | $1 | $74 |
11 | $0 | $0 | $1 | $74 |
12 | $0 | $0 | $1 | $74 |
Year 17 Break Down | Total Interest payment $4 | Total Principal Repayment $4 | Total Instalment $12 | Outstanding Balance $74 |
1 | $0 | $0 | $1 | $73 |
2 | $0 | $0 | $1 | $73 |
3 | $0 | $0 | $1 | $73 |
4 | $0 | $0 | $1 | $72 |
5 | $0 | $0 | $1 | $72 |
6 | $0 | $0 | $1 | $72 |
7 | $0 | $0 | $1 | $71 |
8 | $0 | $0 | $1 | $71 |
9 | $0 | $0 | $1 | $71 |
10 | $0 | $0 | $1 | $70 |
11 | $0 | $0 | $1 | $70 |
12 | $0 | $0 | $1 | $70 |
Year 18 Break Down | Total Interest payment $4 | Total Principal Repayment $4 | Total Instalment $12 | Outstanding Balance $70 |
1 | $0 | $0 | $1 | $69 |
2 | $0 | $0 | $1 | $69 |
3 | $0 | $0 | $1 | $69 |
4 | $0 | $0 | $1 | $68 |
5 | $0 | $0 | $1 | $68 |
6 | $0 | $0 | $1 | $68 |
7 | $0 | $0 | $1 | $67 |
8 | $0 | $0 | $1 | $67 |
9 | $0 | $0 | $1 | $66 |
10 | $0 | $0 | $1 | $66 |
11 | $0 | $0 | $1 | $66 |
12 | $0 | $0 | $1 | $65 |
Year 19 Break Down | Total Interest payment $3 | Total Principal Repayment $4 | Total Instalment $12 | Outstanding Balance $65 |
1 | $0 | $0 | $1 | $65 |
2 | $0 | $0 | $1 | $65 |
3 | $0 | $0 | $1 | $64 |
4 | $0 | $0 | $1 | $64 |
5 | $0 | $0 | $1 | $63 |
6 | $0 | $0 | $1 | $63 |
7 | $0 | $0 | $1 | $63 |
8 | $0 | $0 | $1 | $62 |
9 | $0 | $0 | $1 | $62 |
10 | $0 | $0 | $1 | $62 |
11 | $0 | $0 | $1 | $61 |
12 | $0 | $0 | $1 | $61 |
Year 20 Break Down | Total Interest payment $3 | Total Principal Repayment $5 | Total Instalment $12 | Outstanding Balance $61 |
1 | $0 | $0 | $1 | $60 |
2 | $0 | $0 | $1 | $60 |
3 | $0 | $0 | $1 | $60 |
4 | $0 | $0 | $1 | $59 |
5 | $0 | $0 | $1 | $59 |
6 | $0 | $0 | $1 | $58 |
7 | $0 | $0 | $1 | $58 |
8 | $0 | $0 | $1 | $58 |
9 | $0 | $0 | $1 | $57 |
10 | $0 | $0 | $1 | $57 |
11 | $0 | $0 | $1 | $56 |
12 | $0 | $0 | $1 | $56 |
Year 21 Break Down | Total Interest payment $3 | Total Principal Repayment $5 | Total Instalment $12 | Outstanding Balance $56 |
1 | $0 | $0 | $1 | $56 |
2 | $0 | $0 | $1 | $55 |
3 | $0 | $0 | $1 | $55 |
4 | $0 | $0 | $1 | $54 |
5 | $0 | $0 | $1 | $54 |
6 | $0 | $0 | $1 | $53 |
7 | $0 | $0 | $1 | $53 |
8 | $0 | $0 | $1 | $53 |
9 | $0 | $0 | $1 | $52 |
10 | $0 | $0 | $1 | $52 |
11 | $0 | $0 | $1 | $51 |
12 | $0 | $0 | $1 | $51 |
Year 22 Break Down | Total Interest payment $3 | Total Principal Repayment $5 | Total Instalment $12 | Outstanding Balance $51 |
1 | $0 | $0 | $1 | $50 |
2 | $0 | $0 | $1 | $50 |
3 | $0 | $0 | $1 | $50 |
4 | $0 | $0 | $1 | $49 |
5 | $0 | $0 | $1 | $49 |
6 | $0 | $0 | $1 | $48 |
7 | $0 | $0 | $1 | $48 |
8 | $0 | $0 | $1 | $47 |
9 | $0 | $0 | $1 | $47 |
10 | $0 | $0 | $1 | $46 |
11 | $0 | $0 | $1 | $46 |
12 | $0 | $0 | $1 | $46 |
Year 23 Break Down | Total Interest payment $2 | Total Principal Repayment $5 | Total Instalment $12 | Outstanding Balance $46 |
1 | $0 | $0 | $1 | $45 |
2 | $0 | $0 | $1 | $45 |
3 | $0 | $0 | $1 | $44 |
4 | $0 | $0 | $1 | $44 |
5 | $0 | $0 | $1 | $43 |
6 | $0 | $0 | $1 | $43 |
7 | $0 | $0 | $1 | $42 |
8 | $0 | $0 | $1 | $42 |
9 | $0 | $0 | $1 | $41 |
10 | $0 | $0 | $1 | $41 |
11 | $0 | $0 | $1 | $40 |
12 | $0 | $0 | $1 | $40 |
Year 24 Break Down | Total Interest payment $2 | Total Principal Repayment $6 | Total Instalment $12 | Outstanding Balance $40 |
1 | $0 | $0 | $1 | $40 |
2 | $0 | $0 | $1 | $39 |
3 | $0 | $0 | $1 | $39 |
4 | $0 | $0 | $1 | $38 |
5 | $0 | $0 | $1 | $38 |
6 | $0 | $0 | $1 | $37 |
7 | $0 | $0 | $1 | $37 |
8 | $0 | $0 | $1 | $36 |
9 | $0 | $0 | $1 | $36 |
10 | $0 | $0 | $1 | $35 |
11 | $0 | $0 | $1 | $35 |
12 | $0 | $0 | $1 | $34 |
Year 25 Break Down | Total Interest payment $2 | Total Principal Repayment $6 | Total Instalment $12 | Outstanding Balance $34 |
1 | $0 | $1 | $1 | $34 |
2 | $0 | $1 | $1 | $33 |
3 | $0 | $1 | $1 | $33 |
4 | $0 | $1 | $1 | $32 |
5 | $0 | $1 | $1 | $32 |
6 | $0 | $1 | $1 | $31 |
7 | $0 | $1 | $1 | $31 |
8 | $0 | $1 | $1 | $30 |
9 | $0 | $1 | $1 | $30 |
10 | $0 | $1 | $1 | $29 |
11 | $0 | $1 | $1 | $28 |
12 | $0 | $1 | $1 | $28 |
Year 26 Break Down | Total Interest payment $2 | Total Principal Repayment $6 | Total Instalment $12 | Outstanding Balance $28 |
1 | $0 | $1 | $1 | $27 |
2 | $0 | $1 | $1 | $27 |
3 | $0 | $1 | $1 | $26 |
4 | $0 | $1 | $1 | $26 |
5 | $0 | $1 | $1 | $25 |
6 | $0 | $1 | $1 | $25 |
7 | $0 | $1 | $1 | $24 |
8 | $0 | $1 | $1 | $24 |
9 | $0 | $1 | $1 | $23 |
10 | $0 | $1 | $1 | $23 |
11 | $0 | $1 | $1 | $22 |
12 | $0 | $1 | $1 | $21 |
Year 27 Break Down | Total Interest payment $1 | Total Principal Repayment $6 | Total Instalment $12 | Outstanding Balance $21 |
1 | $0 | $1 | $1 | $21 |
2 | $0 | $1 | $1 | $20 |
3 | $0 | $1 | $1 | $20 |
4 | $0 | $1 | $1 | $19 |
5 | $0 | $1 | $1 | $19 |
6 | $0 | $1 | $1 | $18 |
7 | $0 | $1 | $1 | $18 |
8 | $0 | $1 | $1 | $17 |
9 | $0 | $1 | $1 | $16 |
10 | $0 | $1 | $1 | $16 |
11 | $0 | $1 | $1 | $15 |
12 | $0 | $1 | $1 | $15 |
Year 28 Break Down | Total Interest payment $1 | Total Principal Repayment $7 | Total Instalment $12 | Outstanding Balance $15 |
1 | $0 | $1 | $1 | $14 |
2 | $0 | $1 | $1 | $14 |
3 | $0 | $1 | $1 | $13 |
4 | $0 | $1 | $1 | $12 |
5 | $0 | $1 | $1 | $12 |
6 | $0 | $1 | $1 | $11 |
7 | $0 | $1 | $1 | $11 |
8 | $0 | $1 | $1 | $10 |
9 | $0 | $1 | $1 | $9 |
10 | $0 | $1 | $1 | $9 |
11 | $0 | $1 | $1 | $8 |
12 | $0 | $1 | $1 | $8 |
Year 29 Break Down | Total Interest payment $1 | Total Principal Repayment $7 | Total Instalment $12 | Outstanding Balance $8 |
1 | $0 | $1 | $1 | $7 |
2 | $0 | $1 | $1 | $6 |
3 | $0 | $1 | $1 | $6 |
4 | $0 | $1 | $1 | $5 |
5 | $0 | $1 | $1 | $4 |
6 | $0 | $1 | $1 | $4 |
7 | $0 | $1 | $1 | $3 |
8 | $0 | $1 | $1 | $3 |
9 | $0 | $1 | $1 | $2 |
10 | $0 | $1 | $1 | $1 |
11 | $0 | $1 | $1 | $1 |
12 | $0 | $1 | $1 | $0 |
Year 30 Break Down | Total Interest payment $0 | Total Principal Repayment $8 | Total Instalment $12 | Outstanding Balance $0 |